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    AI Underwriting Software for Lending Teams

    Turn 4 hours of underwriting into 1 minute.

    Wagoo
    All Portfolios
    MS
    Pipeline Value
    $12.4M
    +18% this month
    Active Deals
    14
    4 waiting for review
    Avg. Close Time
    12 Days
    -4 days vs. avg

    Recent Deals

    Deal NameStageAmountRisk ScoreActions
    Acme Logistics ExpansionUnderwriting$2.5M
    92/100
    Skyline Properties RefiPre-Screen$1.8M
    78/100
    TechFlow Series A DebtClosing$5.0M
    88/100

    Trusted by industry leaders

    J Palmer CollectiveMITColumbia UniversityTBM Homes

    Automated Underwriting Features

    Enterprise-grade AI that handles everything from prescreen memos to portfolio management

    01

    Automated Pre-Screening

    Drop in a deal package and get a formatted prescreen memo in under a minute. Wagoo parses every document, flags the critical numbers, and mirrors your internal memo template so your team can focus on decisions, not data entry.

    Wagoo

    Pipeline

    DealStatusScore
    Apex Heights Redevelopment
    ConstructionJust now
    Ready
    98%
    Industrial Park West
    Bridge2h ago
    Review
    85%
    Sunset Blvd Mixed-Use
    PermUploading...
    Extracting...
    -
    Downtown Tower Acquisition
    Acquisition1d ago
    Ready
    91%
    02

    Automated Underwriting & Risk Analysis

    Spread financials, run your credit models, and surface risk factors with full source-document citations. Export the final underwriting memo as a custom formatted DOCX and a complete Excel workbook, ready for committee review.

    Wagoo

    Apex Heights

    DSCR
    1.35x+0.12
    LTV
    65.0%
    Line ItemT-12Pro Forma
    Effective Gross Income3,912,5004,142,500
    Total Operating Expenses(859,375)(922,275)
    Net Operating Income3,053,1253,220,225
    3 items flagged for review
    03

    Deal CRM Built for Lenders

    Track every deal from origination through payoff. Borrower records, maturity schedules, insurance expirations, and renewal alerts in one place. With native integrations to your email and calendar so nothing slips.

    Wagoo

    Portfolio

    Active Deals

    48

    Total Loaned

    $312M

    Expiring Soon

    6

    Apex Heights LLC

    $12.5M

    Active

    Industrial Park West

    $4.2M

    Renovation

    Sunset Mixed-Use

    $8.1M

    Active

    Downtown Tower

    $6.8M

    Maturing
    Insurance on Downtown Tower expires in 14 days
    04

    Portfolio Intelligence

    Proprietary models score each deal against your portfolio so you can see concentration risk, yield trade-offs, and rebalancing opportunities before you commit capital.

    Portfolio Score
    98.4
    2.4%
    Risk
    Optimal
    Yield
    On Track
    AI

    Rebalancing recommended

    Built for All Lenders

    From small firms to enterprise institutions.

    Hard Money Lenders
    Real Estate Investors
    SMB Lenders
    Debt Funds
    Private Equity
    Credit Unions
    Venture Debt
    Hard Money Lenders
    Real Estate Investors
    SMB Lenders
    Debt Funds
    Private Equity
    Credit Unions
    Venture Debt